.wrap[data-astro-cid-2jw5xtlv]{max-width:var(--max-width);margin:0 auto;padding:0 24px}.lihc-hero[data-astro-cid-2jw5xtlv]{color:var(--light);border-bottom:1px solid var(--line);background:linear-gradient(90deg,#0d1b1ef2,#0d1b1e9e),url(/images/stock/landlord-insurance-hmo-cardiff.webp) 50%/cover}.lihc-hero-inner[data-astro-cid-2jw5xtlv]{padding-block:clamp(52px,7vw,104px) clamp(40px,6vw,80px)}.crumbs[data-astro-cid-2jw5xtlv]{color:var(--silver);flex-wrap:wrap;gap:8px;margin-bottom:22px;font-size:.82rem;display:flex}.crumbs[data-astro-cid-2jw5xtlv] a[data-astro-cid-2jw5xtlv]{color:var(--silver);text-decoration:none}.crumbs[data-astro-cid-2jw5xtlv] a[data-astro-cid-2jw5xtlv]:hover{color:var(--light);text-decoration:underline}.crumbs[data-astro-cid-2jw5xtlv] [data-astro-cid-2jw5xtlv][aria-current]{color:var(--muted-light)}.lihc-hero[data-astro-cid-2jw5xtlv] .eyebrow[data-astro-cid-2jw5xtlv]{color:var(--silver)}.lihc-hero[data-astro-cid-2jw5xtlv] h1[data-astro-cid-2jw5xtlv]{max-width:28ch;margin-top:6px}.lihc-hero[data-astro-cid-2jw5xtlv] .lead[data-astro-cid-2jw5xtlv]{color:var(--muted-light);max-width:62ch;margin-top:20px}.lihc-meta[data-astro-cid-2jw5xtlv]{color:var(--silver);flex-wrap:wrap;align-items:center;gap:10px;margin-top:26px;font-size:.85rem;display:flex}.band[data-astro-cid-2jw5xtlv]{padding-block:clamp(48px,7vw,92px)}.band-tight[data-astro-cid-2jw5xtlv]{padding-block:clamp(36px,5vw,64px)}.band-alt[data-astro-cid-2jw5xtlv]{background:var(--surface);border-block:1px solid var(--line)}.section-heading[data-astro-cid-2jw5xtlv]{margin-bottom:clamp(28px,4vw,48px)}.section-heading[data-astro-cid-2jw5xtlv] h2[data-astro-cid-2jw5xtlv]{margin:4px 0 12px}.section-heading[data-astro-cid-2jw5xtlv] p[data-astro-cid-2jw5xtlv]{color:var(--muted)}.prose[data-astro-cid-2jw5xtlv] h2[data-astro-cid-2jw5xtlv]{margin-top:44px;margin-bottom:16px}.prose[data-astro-cid-2jw5xtlv] h2[data-astro-cid-2jw5xtlv]:first-child{margin-top:0}.prose[data-astro-cid-2jw5xtlv] p[data-astro-cid-2jw5xtlv]{color:var(--muted);margin-bottom:18px;font-size:1.05rem;line-height:1.85}.prose[data-astro-cid-2jw5xtlv] a[data-astro-cid-2jw5xtlv]{color:var(--red)}:root[data-theme=dark] .prose[data-astro-cid-2jw5xtlv] a[data-astro-cid-2jw5xtlv]{color:var(--silver)}.tbl-wrap[data-astro-cid-2jw5xtlv]{border:1px solid var(--line);border-radius:12px;margin:28px 0;overflow-x:auto}.lihc-table[data-astro-cid-2jw5xtlv]{border-collapse:collapse;width:100%;font-size:.88rem}.lihc-table[data-astro-cid-2jw5xtlv] caption[data-astro-cid-2jw5xtlv]{text-align:left;color:var(--muted);caption-side:top;padding:12px 16px 8px;font-size:.8rem;font-style:italic}.lihc-table[data-astro-cid-2jw5xtlv] th[data-astro-cid-2jw5xtlv]{background:var(--surface);text-align:left;border-bottom:1px solid var(--line);white-space:nowrap;padding:12px 16px;font-weight:700}.lihc-table[data-astro-cid-2jw5xtlv] td[data-astro-cid-2jw5xtlv]{border-bottom:1px solid var(--line);vertical-align:top;color:var(--muted);padding:12px 16px;line-height:1.55}.lihc-table[data-astro-cid-2jw5xtlv] td[data-astro-cid-2jw5xtlv]:first-child{color:inherit;white-space:nowrap;font-weight:700}.lihc-table[data-astro-cid-2jw5xtlv] tr[data-astro-cid-2jw5xtlv]:last-child td[data-astro-cid-2jw5xtlv]{border-bottom:none}.lihc-figure[data-astro-cid-2jw5xtlv]{border-radius:16px;margin:0;overflow:hidden}.lihc-figure[data-astro-cid-2jw5xtlv] img[data-astro-cid-2jw5xtlv]{object-fit:cover;width:100%;height:auto;max-height:440px;display:block}.lihc-callout[data-astro-cid-2jw5xtlv]{background:var(--surface-solid);border:1px solid var(--line);border-left:4px solid var(--red);border-radius:16px;padding:clamp(24px,4vw,40px)}:root[data-theme=dark] .lihc-callout[data-astro-cid-2jw5xtlv]{border-left-color:var(--silver)}.lihc-callout[data-astro-cid-2jw5xtlv] .eyebrow[data-astro-cid-2jw5xtlv]{margin-bottom:4px}.lihc-callout[data-astro-cid-2jw5xtlv] h2[data-astro-cid-2jw5xtlv]{margin:0 0 20px;font-size:clamp(1.15rem,2.5vw,1.5rem)}.lihc-callout-list[data-astro-cid-2jw5xtlv]{gap:10px;margin:0;padding:0 0 0 20px;display:grid}.lihc-callout-list[data-astro-cid-2jw5xtlv] li[data-astro-cid-2jw5xtlv]{color:var(--muted);font-size:.98rem;line-height:1.65}.lihc-callout-list[data-astro-cid-2jw5xtlv] strong[data-astro-cid-2jw5xtlv]{color:inherit}.lihc-stats[data-astro-cid-2jw5xtlv]{grid-template-columns:repeat(4,1fr);gap:16px;display:grid}.lihc-stat[data-astro-cid-2jw5xtlv]{background:var(--surface-solid);border:1px solid var(--line);text-align:center;border-radius:14px;flex-direction:column;gap:8px;padding:24px 20px;display:flex}.lihc-stat-val[data-astro-cid-2jw5xtlv]{color:var(--red);font-size:clamp(.95rem,1.8vw,1.3rem);font-weight:800;line-height:1.2}:root[data-theme=dark] .lihc-stat-val[data-astro-cid-2jw5xtlv]{color:var(--silver)}.lihc-stat-label[data-astro-cid-2jw5xtlv]{color:var(--muted);font-size:.79rem;line-height:1.5}.lihc-profile[data-astro-cid-2jw5xtlv]{background:var(--surface-solid);border:1.5px solid var(--line);border-radius:16px;overflow:hidden}.lihc-profile-form[data-astro-cid-2jw5xtlv]{border-bottom:1px solid var(--line);gap:24px;padding:clamp(22px,4vw,36px);display:grid}.lihc-profile-row[data-astro-cid-2jw5xtlv]{grid-template-columns:1fr 1fr;gap:24px;display:grid}.lihc-profile-field[data-astro-cid-2jw5xtlv]{flex-direction:column;gap:12px;display:flex}.lihc-field-label[data-astro-cid-2jw5xtlv]{font-size:.88rem;font-weight:700}.lihc-options[data-astro-cid-2jw5xtlv]{flex-direction:column;gap:8px;display:flex}.lihc-opt[data-astro-cid-2jw5xtlv]{border:1.5px solid var(--line);cursor:pointer;border-radius:8px;align-items:center;gap:10px;padding:10px 14px;font-size:.88rem;transition:border-color .15s,background .15s;display:flex}.lihc-opt[data-astro-cid-2jw5xtlv]:hover{background:var(--surface)}.lihc-opt[data-astro-cid-2jw5xtlv] input[data-astro-cid-2jw5xtlv][type=radio]{accent-color:var(--red);flex-shrink:0;width:15px;height:15px}.lihc-opt[data-astro-cid-2jw5xtlv].is-selected{border-color:var(--red);background:rgba(var(--red-rgb,180,25,25), .06)}:root[data-theme=dark] .lihc-opt[data-astro-cid-2jw5xtlv].is-selected{border-color:var(--silver);background:#c8c8c814}.lihc-profile-results[data-astro-cid-2jw5xtlv]{border-bottom:1px solid var(--line);padding:clamp(22px,4vw,36px)}.lihc-results-heading[data-astro-cid-2jw5xtlv]{flex-wrap:wrap;align-items:baseline;gap:12px;margin-bottom:20px;display:flex}.lihc-results-label[data-astro-cid-2jw5xtlv]{font-size:.95rem;font-weight:700}.lihc-results-sub[data-astro-cid-2jw5xtlv]{color:var(--muted);font-size:.8rem}.lihc-covers[data-astro-cid-2jw5xtlv]{gap:10px;display:grid}.lihc-cover-item[data-astro-cid-2jw5xtlv]{border:1px solid var(--line);background:var(--surface);border-radius:10px;align-items:flex-start;gap:14px;padding:14px 18px;display:flex}.lihc-cover-badge[data-astro-cid-2jw5xtlv]{text-transform:uppercase;letter-spacing:.05em;text-align:center;border-radius:999px;flex-shrink:0;min-width:72px;margin-top:2px;padding:4px 10px;font-size:.7rem;font-weight:800}.lihc-badge-essential[data-astro-cid-2jw5xtlv]{color:#fff;background:#b41919}.lihc-badge-recommend[data-astro-cid-2jw5xtlv]{color:#fff;background:#1a5c2a}.lihc-badge-consider[data-astro-cid-2jw5xtlv]{color:#fff;background:#7a5c00}.lihc-badge-optional[data-astro-cid-2jw5xtlv]{background:var(--line);color:var(--muted)}:root[data-theme=dark] .lihc-badge-essential[data-astro-cid-2jw5xtlv]{background:var(--red)}:root[data-theme=dark] .lihc-badge-recommend[data-astro-cid-2jw5xtlv]{background:#2e7d32}:root[data-theme=dark] .lihc-badge-consider[data-astro-cid-2jw5xtlv]{color:#ffcc80;background:#5d4037}.lihc-cover-text[data-astro-cid-2jw5xtlv]{flex-direction:column;gap:3px;display:flex}.lihc-cover-name[data-astro-cid-2jw5xtlv]{font-size:.9rem;font-weight:700}.lihc-cover-desc[data-astro-cid-2jw5xtlv]{color:var(--muted);font-size:.82rem;line-height:1.55}.lihc-profile-note[data-astro-cid-2jw5xtlv]{color:var(--muted);margin:0;padding:16px clamp(22px,4vw,36px);font-size:.78rem;font-style:italic;line-height:1.55}.faq[data-astro-cid-2jw5xtlv]{gap:12px;display:grid}.faq-item[data-astro-cid-2jw5xtlv]{background:var(--surface-solid);border:1px solid var(--line);border-radius:12px;padding:0 22px}.faq-item[data-astro-cid-2jw5xtlv] summary[data-astro-cid-2jw5xtlv]{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-size:1.02rem;font-weight:700;list-style:none;display:flex}.faq-item[data-astro-cid-2jw5xtlv] summary[data-astro-cid-2jw5xtlv]::-webkit-details-marker{display:none}.faq-item[data-astro-cid-2jw5xtlv] summary[data-astro-cid-2jw5xtlv] svg[data-astro-cid-2jw5xtlv]{color:var(--red);flex-shrink:0;transition:transform .2s}:root[data-theme=dark] .faq-item[data-astro-cid-2jw5xtlv] summary[data-astro-cid-2jw5xtlv] svg[data-astro-cid-2jw5xtlv]{color:var(--silver)}.faq-item[data-astro-cid-2jw5xtlv][open] summary[data-astro-cid-2jw5xtlv] svg[data-astro-cid-2jw5xtlv]{transform:rotate(180deg)}.faq-item[data-astro-cid-2jw5xtlv] p[data-astro-cid-2jw5xtlv]{color:var(--muted);margin:0;padding:0 0 20px;line-height:1.7}.sources[data-astro-cid-2jw5xtlv]{background:var(--surface);border:1px dashed var(--line);border-radius:14px;padding:24px 26px}.sources[data-astro-cid-2jw5xtlv] h2[data-astro-cid-2jw5xtlv]{margin-bottom:8px;font-size:1.05rem}.sources[data-astro-cid-2jw5xtlv] p[data-astro-cid-2jw5xtlv]{color:var(--muted);margin:0;font-size:.86rem;line-height:1.7}.sources[data-astro-cid-2jw5xtlv] a[data-astro-cid-2jw5xtlv]{color:var(--red)}:root[data-theme=dark] .sources[data-astro-cid-2jw5xtlv] a[data-astro-cid-2jw5xtlv]{color:var(--silver)}.contact-2col[data-astro-cid-2jw5xtlv]{grid-template-columns:.85fr 1.15fr;align-items:start;gap:clamp(28px,4vw,56px);display:grid}.contact-intro[data-astro-cid-2jw5xtlv]{position:sticky;top:90px}.contact-intro[data-astro-cid-2jw5xtlv] h2[data-astro-cid-2jw5xtlv]{margin:4px 0 12px}.contact-intro[data-astro-cid-2jw5xtlv] p[data-astro-cid-2jw5xtlv]{color:var(--muted)}.contact-form-col[data-astro-cid-2jw5xtlv] .enquiry-form{max-width:none}@media (width<=900px){.lihc-stats[data-astro-cid-2jw5xtlv]{grid-template-columns:repeat(2,1fr)}.lihc-profile-row[data-astro-cid-2jw5xtlv]{grid-template-columns:1fr}}@media (width<=760px){.contact-2col[data-astro-cid-2jw5xtlv]{grid-template-columns:1fr}.contact-intro[data-astro-cid-2jw5xtlv]{position:static}}@media (width<=540px){.lihc-stats[data-astro-cid-2jw5xtlv]{grid-template-columns:1fr 1fr}}
