Market Insights
HMO Investment
Yields, strategy and what separates a strong Cardiff HMO buy from an expensive mistake.
7 articles
Buying an Existing HMO in Cardiff: Your Due-Diligence Checklist
What to check before buying an existing Cardiff HMO: planning use class, licence transfer, occupation contracts, financial verification, room size compliance and the EPC position, with an interactive due-diligence tracker.
Read articleConverting a House to an HMO: A Step-by-Step Guide
How to convert a Cardiff house to a licensed HMO, from the initial planning check through finance, room design to Welsh standards, refurbishment, fire safety compliance and HMO licensing, with an interactive conversion phase timeline.
HMO Yields in Cardiff: How to Calculate Gross and Net Returns
How to calculate gross and net yield on a Cardiff HMO, which costs to include, typical yield ranges across the city's main areas, and an interactive yield calculator to appraise any deal.
HMO property management in Cardiff: self-manage or use an agent?
The real costs and compliance demands of self-managing vs appointing an agent, Rent Smart Wales agent licensing rules, what to look for in a Cardiff HMO agent, and an interactive management fee calculator.
HMO Investment in Cardiff: the 2026 strategy
HMO versus single-let yields, a worked deal appraisal, Land Transaction Tax costs, three strategies and an interactive deal-readiness checker.
HMO refurbishment costs & ROI in Cardiff
What a conversion costs per room, where the budget goes, an interactive cost estimator, what adds the most value, and Cardiff's room and amenity standards.
Cardiff HMO planning explained
Planning use classes (C3, C4, sui generis), why Article 4 is an English rule that doesn't apply in Wales, the HMO density rule, an interactive 'can I HMO this?' checker, and the due diligence to do before you buy.
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